The home owners loan corporation holc was a government sponsored corporation created as part of the new dealthe corporation was established in 1933 by the home owners loan corporation act under the leadership of president franklin d. The homeowners refinancing act also known as the home owners loan act of 1933 and the home owners loan corporation act was an act of congress of the united states passed as part of franklin delano roosevelts new deal during the great depression to help those in danger of losing their homes.
As part of president roosevelts new deal legislation congress passed the homeowners loan act of 1933 which in turn created the home owners loan corporation holc.
Home owners loan act of 1933. Its purpose was to refinance home mortgages currently in default to prevent foreclosure. Home owners loan act of 1933 also known as an act to provide emergency relief with respect to home mortgage indebtedness to refinance home mortgages to extend relief to the owners of homes occupied by them and who are unable to amortize their debt elsewhere to amend the federal home loan bank act to increase the market for obligations of the united states and for other purposespublic law. This federal agencys main task was to refinance home mortgages that were in default or at risk of foreclosure due to the 1929 crash and the collapse of the housing industry.
This chapter may be cited as the home owners loan act. Home owners loan act of 1933 if you are looking for a way to reduce your monthly expenses then our mortgage refinance service can give you the help you need. The remainder of section 1 of the act included a table of contents for the act.
B the term corporation means the home owners loan corporation created under section 4 of this act. As used in this act a the term board means the federal home loan bank board created under the federal home loan bank act. Section is comprised of the first sentence of section 1 of act june 13 1933.
Be citcd as the home owners loan act oi 1933 definitions sec.
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